1. Dealing honestly and fairly
2. Loyalty
3. Confidentiality
4. Obedience
5. Full disclosure
6. Accounting for all funds
7. Skill, care, and diligence in the transaction
8. Presenting all offers and counteroffers in a timely manner,
unless a party has previously directed the licensee otherwise in
writing; and
9. Disclosing all known facts that materially affect the value of
residential real property and are not readily observable.